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Saturday’s 3/1 Scottish Football Accumulator Tips

Saturday’s 3/1 Scottish Football Accumulator Tips

Friday 21 November, 20251 min read
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Grant Heaney

Grant is a Glasgow-based sports betting analyst and keeps a close eye on all the goings-on in the fascinating world of Scottish football. While he has a strong passion for the SPFL, Grant is equally adept at crafting content on all of Europe’s major leagues, whether it be the Premier League or further afield. When not crunching the numbers and analysing the stats, Grant can often be found following his beloved Falkirk up and down the country.

You can back my 3/1 Scottish Football Accumulator for this week on SBK, and make use of their sign-up offer below.

It only takes two minutes to join, if you back my Scottish Accumulator with £10, you'll get:

£35 if it lands
£50 in Free Bets, whether it wins or loses

New UK customers. Min £10 first deposit. Place a bet of £10 at min odds of 2.0 and get £50 in Free Bets within 48 hours. Minimum 4 legs. Restrictions apply. Full T&Cs apply. 18+. Please Gamble Responsibly. BeGambleAware.org. AD


Saturday's Scottish Football Accumulator Tips

  • Saturday 22nd November
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AIR v AYR
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Over 0.5 Airdrie Goals @ 1.53
  • Championship
  • 15:00
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DUU v FAL
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Over 0.5 Falkirk Goals @ 1.36
  • Premiership
  • 15:00
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RFC v LIV
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Over 1.5 Rangers Goals @ 1.33
  • Premiership
  • 15:00
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HIB v DUN
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Hibernian Match Odds @ 1.33
  • Premiership
  • 15:00
Load bet @ 3.54
A £10 stake returns £35.40
18+, Please Gamble Responsibly, Ad.

🔮 Football Predictions at Andy's Bet Club

Get free Expert Football Tips and insights across multiple leagues and betting markets, including Scottish Football Betting Tips, ahead of this week's action.

We've got more acca content for Saturday, with an EFL Accumulator and a Premier League Accumulator. There's also Burnley v Chelsea Bet Builder Tips, Newcastle v Man City Bet Builder Tips, and Liverpool v Notts Forest Bet Builder Tips.

We have Both Teams to Score Tips and Over 2.5 Goals Predictions for Saturday, plus Fouls Predictions, Score or Assist Tips, and Andy's Scottish Boosted Double.

The standout bonuses from our Best Free Bets and Odds Boosts include the SBK Sign Up Offer.

18+ please gamble responsibly.

An SPFL accumulator is a type of football bet that combines multiple selections from matches within the Scottish Professional Football League (SPFL) into a single list of betting selections. The SPFL includes four divisions: the Premiership, Championship, League One, and League Two. 


An accumulator, or ‘acca’, typically includes four or more individual bets, such as match outcomes (win, draw, or loss), both teams to score, over/under goals, or player prop selections from different games.


For the accumulator to pay out, all selections must be correct. If even one result is wrong, the entire bet loses. However, because the risk is higher, accumulators offer significantly larger potential returns compared to placing single bets. The odds for each leg multiply together, resulting in a cumulative total that can be quite lucrative.


In summary, an SPFL accumulator is a betting strategy that covers multiple games in Scotland’s football league system, appealing to those with in-depth knowledge of the leagues.

We have three contributors to our weekly Scottish content, with each having a vast amount of experience across different tiers of Scottish football.


Andy Robson


With over 10 years of experience covering countless leagues in terms of betting, Andy Robson has amassed a following that has made him the most popular betting tipster in the UK. 


With over 1 million followers across several social media platforms, he has built a reputation for providing free, quality betting content for the best part of a decade.


Keep an eye out for his weekly Scottish Double, which includes high-quality research as well as identifying mispricing by bookmakers.


Robin Bairner


With 17 years of experience in covering football professionally, Robin specialises in both Scottish and French football and has been a contributor to Andy’s Bet Club since 2022.


Covering two World Cups and a European Championship as an accredited journalist, Robin has been involved in offering quality betting advice as far back as 2007.


Grant Heaney


Falkirk fan Grant has been a contributor to some of the biggest betting websites and newspapers over the past five years.


He has been sharing his insight, knowledge, and tips across various platforms for over five years. Across that five-year period, Grant has covered games from all over the globe.

For it to be considered an acca, a betslip must contain at least four selections from different games. Three would be considered a treble, while two would only be considered a double.


For beginners, it’s smart to start small. You don’t need a 10-fold acca to have fun or make a profit. Stick to solid picks, keep an eye on the odds, and don’t chase long shots just for the big win. Accas are about balance, and not just big payouts.

Our community voted bet365 as the best bookmaker for accumulators via our Best Bookmaker Awards survey.


Over 47% of the 1,150 votes were in favour of bet365, with particular interest in the ‘Up To 100% Acca Boost’ and the ‘2 Goals Up Payout.’


Paddy Power also proved popular with over 23% of the vote, with their ‘Free Power Up Tokens’ and ‘2 UP Payout’ proving equally as popular among our community.

The most popular markets for SPFL accas tend to be:


- Match Result

- Both Teams to Score

- Over/Under Goals

- Double Chance

- Draw No Bet

- Team To Score

- Anytime Goalscorer

Paddy Power and bet365’s ‘2 UP’ promotions add extra insurance to any potential SPFL acca. This means that if you’re team goes 2-0 up in any game, it will be counted as a win regardless of the full-time result.


Bet365’s Acca Boost also boasts an attractive option for punters, giving an extra 2.5% winnings boost depending on how many legs are in your accumulator. You can get up to 100% winnings boost depending on the number of legs in your accumulator, meaning you can potentially double your winnings depending on the amount of selections.

There’s never a bad time necessarily, to cash out an accumulator. If you believe the cashout is offering attractive returns, then by all means, take it. It’s always sensible to leave yourself in profit, regardless of how much is on offer.


Gambling is always about being responsible and doing it sensibly.

You can, most bookmakers in the UK are aware of the popularity of SPFL games, and allow multiple markets to be backed in the same game.


It should be noted, however, that if you were to take just four selections from the same game, that would be labelled as a bet builder and not an accumulator. Accumulators tend to be selections across a number of different games.

The likelihood of an acca winning really depends on the odds. If, for example, an acca is at odds of 4.0, this means that it is likely to land in one out of every three attempts.


We always aim to end each week in profit across all our accumulators on site.

We have weekly content for each batch of SPFL fixtures, and the best way to get notified is by signing up for Andy’s Bet Club Weekly Newsletter. 


This is sent out at least once a week by email, detailing the best offers and SPFL betting tips on offer for free on the site each week.

Typically, no, you need each selection to land in order to take home any potential winnings. Certain bookmakers will offer this as a promotion, however, and it often is based around returning your stake in cash if your acca loses.

You are free to use any bookmaker you like to back our SPFL acca. The likes of bet365 and Paddy Power have proven to be the most popular amongst our community, but if you are more familiar with your own bookmaker interface, feel free to use that.